About Us

about

Tradition of Service

Cibeles Insurance Corporation is one of the strongest and fastest growing non-life insurance companies in the Philippines. We built over 3 decades of service excellence on our reputation for prompt and efficient claims service, which has earned the respect and confidence of our agents and brokers in promoting our company’s services to their clients.

From top management to the staff, service excellence is a way of life in all aspects of our operations. Top management have undergone, and continue to receive extensive local and foreign training to improve their knowledge, skills, and servicing capabilities in non-life insurance. We have a lean but highly efficient and results oriented staff that possess an urgency for action and service. From efficient claims servicing to providing prompt and highly competitive quotations to all your underwriting inquiries, we are guided by the desire to exceed our lofty standards of service, and be the insurer of choice among our agents, brokers, and policy holders.

It is this tradition of service that has made us one of the strongest and most respected names in the Philippine insurance industry. Our history of financial strength and stability speaks for itself. Our strong annual growth in premium volume, net income, assets and market share are the strongest manifestations of the trust and confidence the insuring public places on a Cibeles insurance policy.

This synergistic combination of financial strength and service excellence affords our policy holders the peace of mind to sleep soundly every night, knowing that behind every Cibeles policy lies the commitment of a results and service oriented group of insurance professionals dedicated to providing you the world class security and protection every Cibeles policy holder deserves.

History at a Glance

about
about
Our Global Insurance Partners

Consistent with our goal of providing the security and peace of mind a Cibeles policy holder deserves, we are proud to be associated with highly rated Standard & Poor's and AM Best reinsurers based in Switzerland, Germany, China, Japan, South Korea and India. Our results driven focus in underwriting, marketing, and claims servicing has earned the trust and confidence of our reinsurers to provide us the capacity to write multimillion peso policies at highly competitive terms and conditions, making us a well respected name in the Philippine insurance industry.

Going Strong at 51
Market Leading Financial Strength

2015 Rankings in Key Financial Indicator

Source: Philippine Insurance Commission

7th
net worth
10th
investments
11th
net income
11th
paid up capital
18th
assets

Key Company Strengths

  • Superior capitalization and financial strength
  • Fully compliant with New Insurance Code 2022 capital requirements
  • 100% commitment from shareholders who consider Cibeles as a core business
  • Hands on management from company shareholders
  • Focused and disciplined underwriting
  • Responsive and flexible claims management
  • Lean and efficient office support systems
  • Technical support from world’s leading reinsurers
  • Professional reputation in the financial community
  • Accreditation with all major Philippine banks

People at the Helm

Dynamic leaders with a keen sense of business acumen & integrity.
Highly respected names in the Philippine insurance industry.
Extensive hands on experience in both local & international insurance markets.

BOARD OF DIRECTORS
CHAIRMAN: RUFINO H. KO PIO
MEMBERS: LE HUN T. CHOA
RUFFY C. KO PIO
RODERICK C. KO PIO
JENNIFER C. KO PIO
RUSSELL C. KO PIO
J. PACIS FLORES
COMPANY OFFICERS

CHAIRMAN OF THE BOARD
CHIEF EXECUTIVE OFFICER

- RUFINO H. KO PIO

PRESIDENT & CHIEF OPERATING OFFICER

- RUFFY C. KO PIO, ANZIIF (Associate)

EXECUTIVE VICE PRESIDENT

- RODERICK C. KO PIO, ANZIIF (Associate)

SENIOR VICE PRESIDENT & TREASURER

- LE HUN T. CHOA

CORPORATE SECRETARY

- ATTY. J. PACIS FLORES

VICE PRESIDENT FOR ACCOUNTING

- SONIA B. ZAMBRANO

ASSISTANT TREASURER

- RUSSELL C. KO PIO

LEGAL COUNSEL

- ATTY. OSCAR A. PILAPIL

EXTERNAL AUDITOR

- R.R. TAN & ASSOCIATES

MANAGER FOR DAVAO BRANCH

- ALFONSO V. QUESADA, JR.

Our Services

fire

Fire & Allied Perils

Fire and Lightning; Earthquake Fire; Earthquake Shock; Typhoon; Flood; Extended Coverage; Business Interruption/Loss of Profit; Riots, Strikes, Malicious Damage, Civil Commotion; Robbery/Burglary.

building

Engineering Insurance

Contractor's All Risks; Erection All Risks; Machinery Breakdown; Loss of Profits Following Machinery Breakdown; Boiler & Pressure Vessels, Deterioration of Stocks in Cold Storage; Electronic Equipment.

car

Motor Car Insurance

Comprehensive (Own Damage & Theft) Coverage; Compulsory Third Party Liability; Voluntary Third Party Liability-Bodily Injury & Property Damage; Equipment Floater; Unnamed Passenger Personal Accident Coverage, Extended Perils - Flood, Typhoon, Hurricane, Volcanic Eruption, Earthquake and Riots, Strikes, Civil Commotion.

cargo

Marine Insurance

Marine Cargo; Merchandise Floater.

hole in one

Casualty Insurance

Personal Accident - Individual, Group, Businessman's, Travel, Student, Unnamed Passengers, Comprehensive General Liability, Comprehensive Personal Liability, Errors & Omissions (Professional Indemnity), Fidelity Guarantee, Money Securities & Payroll, Golf Hole In One, Miscellaneous Coverage.

handshake

Bonds

Fidelity, Surety, Bidders, Performance, Replevin.

Contact Us

Address

Main Branch
333 Juan Luna Street, Suite 601-R State Centre Building, Binondo, Manila, Philippines 1006

Davao Branch
Door no. 487-B Teresita Building, General Luna Street, Davao City

Phone

Main Branch:
(63) (2) 242-1631 to 40
(63) (2) 242-7866 to 67

Davao Branch:
(63)(82) 224-2745 to 46

Email Address

info@cibeles.com.ph